There is a fifteen (15) day waiting period after the effective date of the policy during which we can’t cover any injury or illness for your pet.
There is a (6) month exclusionary period on hip dysplasia, cruciates and patellas. Waiting periods and exclusionary periods may vary depending on state. Refer to your policy’s Terms and Conditions for specific details. Here’s how you can find that info:
Make sure you’re logged into the Fetch member portal
Go to Account
Then, go to Policy
Next, hit Details
Finally, go to View policy documents
The good news is that we offer an option to have the six (6) month cruciate exclusion waived. If your pet is examined by a vet within the first thirty (30) days of the policy and the medical record specifically notes your pet doesn’t have any pre-existing conditions relating to the knees, you’ll be covered as soon as we receive the documentation from your vet.